Credit Analyst (Financial Analyst I/II)
Only candidates who apply via email to (HR “at” TWDB.texas.gov) with an official State of Texas Application or through the WorkInTexas.com website will be considered for this position. View this position and apply at https://bit.ly/2xgrR9G
We offer a competitive compensation and benefits package including medical, dental, vision, 401(k), flexible spending, and flexible work hours so you can have a work/life balance! For more information about these benefits and more visit: http://www.twdb.texas.gov/jobs/benefits.asp
Job Description Summary
Performs complex (journey-level) to highly complex (senior-level) financial analysis and regulatory work. Work involves compiling, reviewing, analyzing and evaluating financial data. Prepares reports and responding to inquiries. Interacts and guides applicants and their consultants during the funding process. Participates in outreach efforts to promote Texas Water Development Board (TWDB) funding programs. Recommends appropriate action to ensure all projects meet the Board’s credit standards and relevant state and federal program guidelines. Works under general to limited supervision, with moderate to considerable latitude for the use of initiative and independent judgment. Reports to the Manager of the Regional Water Project Development (RWPD) Department.
Essential Job Functions
· Reviews and analyzes financial applications to ensure compliance with established procedures, requirements, laws and regulations.
· Conducts security analysis and determines financial capacity of loan applicants.
· Ensures completeness of data and presence of supporting documentation.
· Coordinates and guides applicants and their consultants to obtain necessary information to analyze and prepare written recommendations for Board action.
· Participates in outreach efforts to promote TWDB financing programs.
· Contributes and participates as a member of an inter-disciplinary team.
· Coordinates efforts associated with closings and serves as internal and external point of contact for closings.
· Reviews bond orders and setting of interest rates for loan closings.
· Represents the Board and its programs to citizen groups and governmental agencies.
· Advises internal committees to improve processes and procedures as assigned by division director.
· Provides support for Essential Job Functions described above for additional Team Managers due to temporary staffing conditions as assigned by division director.
· Assists the Discipline Lead and Water Science and Instructure (WSI) management in identifying process improvements and areas within RWPD that need improvement or could be streamlined.
· Assists the Discipline Lead in reviewing and preparing procedures and guidelines and in conducting training as necessary.
· Promotes an environment that encourages teamwork, accountability, professional development, and improvement in performance.
· Maintains confidential and sensitive information.
· Ensures individual and team files (electronic and hard versions) are appropriately maintained and timely disposed of in accordance with the agency’s records retention procedures and schedule.
· Maintains required certifications and licenses and meets the continuing education needs and requirements of the position to include, attending mandatory training courses.
· May be required to operate a state or personal vehicle for business purposes.
· Performs other duties as assigned.
Minimum Qualifications
· Graduation from an accredited four-year college or university with major coursework in Finance, Economics, Accounting, Business Administration or related fields OR applicants currently working toward a Bachelor’s degree that will be obtained by May 2020 or August 2020.
· Relevant experience may be substituted on a year-for-year basis.
Preferred Qualifications
· Financial Analyst I - One year of financial analysis and/or regulatory experience.
· Financial Analyst II - Three years of financial analysis and/or regulatory experience.
· Experience with municipal finance.
Knowledge, Skills, and Abilities (KSAs)
· Knowledge of local, state, and federal laws and regulations relevant to the RWPD Department; and of the principles and practices of public administration.
· Knowledge of TWDB financial assistance programs.
· Knowledge of finance administration and public finance.
· Knowledge of financial and industry terminology and practices.
· Knowledge of operating computers, software applications, and peripheral devices.
· Skills in using Microsoft Office programs such as Word, Excel, and Access.
· Skills in use of internet, email, word processing, spreadsheet, presentation, and database software.
· Skills in preparing and maintaining accurate records, reports, documents and correspondence and meeting deadlines.
· Skills in the use of a computer and applicable software.
· Skills in data modeling.
· Ability to adhere to work schedules, follow procedures with respect to leave and submit accurate timesheets by prescribed deadlines.
· Ability to make mature, objective decisions and identify areas of potential problems.
· Ability to perform effectively and willingly when changes occur in scope and nature of the work and work environment.
· Ability to perform routine and non-routine work assignments accurately and on-time with little or no supervision.
· Ability to perform assigned duties and improve work habits and/or output.
· Ability to complete assigned work, on time, neatly and with infrequent errors.
· Ability to interpret policies, procedures, and regulations.
· Ability to provide prompt, courteous and accurate assistance and clear and concise communication to internal and external stakeholders both verbally and in writing.
· Ability to work and cooperate with others in a team environment.
· Ability to manage multiple tasks.
· Ability to stand/sit/move with no physical limitations or aids to perform activities such as retrieve/replace files in a large file system for boxes up to 30 lbs.
· Ability and willingness to travel 5% of the time, primarily within the State of Texas.
· Ability to operate a vehicle (state or personal) for state business and maintain a driver’s license and driving record that complies with state and agency requirements.
· Ability to work days that may exceed 8 hours, including early mornings, nights, and weekends.
· Ability to train others.
Please see complete job description at http://www.twdb.texas.gov/jobs/index.asp